Kentucky Auto Insurance

How Underinsured Motorist Coverage (UIM) Benefits Car Accident Victims

October 15th, 2013 | Kentucky Auto Insurance

What is Underinsured Motorist Coverage (UIM)? Underinsured motorist coverage (UIM) is provided by your own insurance carrier and affords additional compensation to you if the at fault party’s policy limits are not sufficient to fully compensate you for your injuries. You are not legally required to purchase UIM coverage on your policy. However, it is… Read More

Minimum Coverage Car Insurance

March 6th, 2013 | Kentucky Auto Insurance

If you watch any television it is hard not to be bombarded with advertisements trying to sell cheap insurance.  With just about any product, you get what you pay for.  In Kentucky, minimum coverage car insurance is $25,000.00 for one person’s injury, with a total of $50,000.00 of coverage for all injuries stemming from one… Read More

Personal Injury Protection

January 15th, 2013 | Kentucky Auto Insurance

States treat car accidents in typically one of two ways, “at-fault” and “no-fault.”  Kentucky is a “no-fault” state, which means that an insured motorist carries with them a certain amount of insurance that pays for part of their injuries from an accident.  PIP, also known as “personal injury protection” or “basic reparation benefits,” covers insured… Read More