Steps To Take When You Are Involved In A Motor Vehicle Accident

April 23rd, 2013 | Helpful Tips

At Aguiar Injury Lawyers, we understand the stress and anxiety that results when you or someone you love is involved in a motor vehicle accident. Besides the mental stress of having property damage to your vehicle and dealing with multiple insurance companies, if you are injured, the situation intensifies even more. This article provides tips that will help you successfully navigate the situation. This information is published for general informational purposes and does not constitute legal advice or create an attorney-client relationship between Aguiar Injury Lawyers and the reader.

  1. STAY CALM
    • First and foremost, stay calm. Getting angry or upset will only make the situation worse.
  2. CONTACT THE AUTHORITIES AND GATHER INFORMATION
    • After you make sure everyone involved is safe, you should immediately dial 911 and alert the authorities. Remember that your 911 phone call is being recorded, so act professionally on the call.
    • Don’t move the vehicles, admit fault, or apologize for any of your actions. Ask the officer and/or other driver to provide you with their insurance information, as this will help expedite the claims process.
    • Don’t speak to anyone about the facts of the accident except the police officer and medical personnel. Should a witness be at the scene that will be favorable to you, get his/her contact information. Do not assume the police will do the same.
    • Take extensive photos or videos of the scene and any damage to the vehicles or other property.
    • Be sure to speak to the police officer so they can get your version of the events.
    • Don’t post on Facebook, Twitter, or any other social media about the facts of the accident or the extent of your injuries.
  3. SEEK MEDICAL ATTENTION IF YOU ARE INJURED
    • If you are injured, seek immediate medical attention.
    • Don’t worry about cost if you have car insurance; your insurance company will provide PIP (Personal Injury Protection) coverage to pay for up to $10,000 in medical bills.
    • If you decide not to take an ambulance at the scene, but later realize that you are injured, go to the nearest emergency room or immediate care center immediately.
    • Follow up with your primary care physician or chiropractor as soon as possible.
    • Don’t miss your appointments. Insurance companies will use any excuse to argue that you were not really hurt.
  4. CONSULT WITH AN EXPERIENCED ATTORNEY BEFORE SPEAKING TO INSURANCE COMPANIES ABOUT YOUR INJURIES
    • An experienced attorney will help you avoid the traps and pitfalls set by the insurance company during the initial claims process. He/she will help expedite your property damage and lost wage concerns. He/she will gather your medical documentation with expediency in order to present your claim to the insurance company. He/she will handle the large stacks of paperwork that the insurance company sends out. He/she will help you facilitate your goal of healing from your injuries and returning as close to pre-accident status as possible. He/she will help you stress less and focus on recovery more.
    • Based upon our experience, taking these steps (or failing to do so) can completely change the course of your case. There may be issues in your case that need to be addressed immediately, so please contact us for a free consultation. Again, this information is not intended as legal advice, but merely as potentially helpful information for those involved in motor vehicle accidents.

completely change the course of your case. There may be issues in your case that need to be addressed immediately, so please contact us for a free consultation. Again, this information is not intended as legal advice, but merely as potentially helpful information for those involved in motor vehicle accidents.